Effective Date Options during Open Enrollment

To find qualified “major medical” insurance plans for an individual, or a family, use the link below to view available plans from "Health Plus of Michigan".   Once you've identified a plan that you like, just use the "Apply" button and complete the online application.  It is simple, no lines, no waiting, and most importantly there are NO health questions.  That's correct; there are no pre-existing condition clauses to worry about.  All of the plans designed by the Affordable Care Act and Health Care Reform are GUARANTEED ISSUE.  Because of “Guaranteed Issue”, even employers are seeing the value of switching to “individual” or “family” plans that are portable ie…NO MORE COBRA plans.  Again, just click on the link below, locate the best plan for you and or your family, click on the apply button and complete the application.  Here is that link:

https://healthplus.healthinsurance-asp.com/healthplus/ClearWorkspace.action?nextAction=/user/URLDecryptAction.action&refID=2ixxbhtcv9mvh95bh66luz366pbp0fizne3ql3i9jirf17jdav

• ** If you miss your opportunity to apply for health insurance during open enrollment (Nov. 15th - Feb. 14th), you will NOT be allowed to purchase again until the fall of that next year unless you have a qualifying event with proof.

** Even if you currently have a qualified health insurance plan, whether from an employer or not, you can still make changes to your coverage and/or change the company that provides your coverage altogether only during “Open Enrollment”. 

Remember to select "See All Available Plans", and if you have any questions please feel free to call: 1-734-395-5425.  Thank you and I look forward to helping you further with all of your health care and no-risk retirement solutions. 

Matt Skiba, State of Michigan Licensed Agent

Estate Preservation Agency, Brighton, MI

For All of Your Health, Life, and Retirement Solutions

Direct) 1-734-395-5425

www.DreamingOfRetirement.com

NextStep@DreamingOfRetirement.com